Holdings & assets

Holdings track real-world positions — stocks, ETFs, crypto, pension fund units — as individual Buy, Sell and Dividend transactions with a quantity, price per unit and fees. From those transactions the app derives your open positions, cost basis, market value, and realized and unrealized profit/loss. Holdings appear inside brokerage, crypto and fund-pension portfolios on the portfolio detail page.

Positions and transactions

The Holdings section of a portfolio lists each position with its quantity, average cost, market value and profit/loss split into:

Realized P/L — profit locked in by sells, computed first-in-first-out.
Unrealized P/L — the difference between the current market value and the cost basis of what you still hold.

Expand a position to see its transactions and a price chart with your buys, sells and dividends drawn as markers at the actual fill price. Stock splits are annotated on the chart with a dashed line and ratio badge.

A cash ledger tracks the brokerage account's cash: deposits, withdrawals, and the cash legs of trades and dividends.

Positions link out to the asset's detail page in the catalog (the ↗ icon next to the ticker).

Adding transactions

Add Buy/Sell/Dividend transactions manually from the Holdings section, or import a broker statement — see the Importing & exporting data guide. Transactions can be edited or bulk-updated later.

Stock splits

When a stock you hold splits, record it as a pair of transactions from the same Add Transaction form, both dated on the split day: Stock Split Out removes your pre-split shares, and Stock Split In adds the post-split quantity. The pair preserves your original cost basis — the new shares inherit the cost the old ones released — so a split never shows up as a profit or a loss.

Broker statements that include split rows (Trading 212, for example) record this pair automatically on import. The dashed line and ratio badge on the price chart are the asset's own split history, drawn for context; they don't change your position — the Out/In pair is what does.

Selling everything at once

To liquidate a whole brokerage, crypto or fund-pension portfolio, use Sell all holdings — in the Actions menu on the portfolio detail page, or in the card menu on the planner. It shows every open position with the quantity, cost basis and the sale price it will use (the latest known price), and you can edit any price before confirming. A position with no known price has to be given one; until then the sale is blocked.

Confirming records one Sell transaction per position, for its full open quantity, so your realized profit/loss, the charts and the transaction history all stay correct. The proceeds land in the portfolio's cash balance, exactly as they would at a real broker — the portfolio is not deleted, it simply holds cash instead of positions.

If you also want the money out, tick Also withdraw the resulting cash balance before confirming; the modal shows exactly how much that is. It records a withdrawal after the sale settles, leaving the portfolio empty. The two stay separate entries, so your history still shows what you sold and what you took out. Leave it unticked to sell and hold the cash — you can always record the withdrawal later.

Allocation treemap

The holdings view includes a treemap that sizes each position by its share of the portfolio, so concentration is visible at a glance.

Asset catalog

The Assets tool (Tools menu → Assets, at /tools/assets) is a global catalog of listed instruments. Search by symbol or name, filter by market, and click a row to expand an inline price chart. View details opens the asset's page with:

The current price and day change, and a large price-history chart (1M / 6M / 1Y / All ranges) with ex-dividend markers and split annotations.
A dividend history table (ex-date, amount, payment date, newest first). When the data provider has no headline yield, the app computes a trailing-12-month yield from the recorded dividends and tags it TTM. Estimated payment dates are shown with a ≈ prefix.

Custom assets

For instruments the catalog doesn't cover (private funds, collectibles, unlisted shares), create custom assets (Tools menu → Custom assets, at /tools/custom-assets). You define the asset and maintain its price history yourself, either by editing prices in place or via a bulk price file import. Custom assets can then be used in holdings transactions like any catalog asset.

Benchmark comparison

On a holdings portfolio you can compare your performance against an index (S&P 500, Nasdaq 100, World, Russell 2000, Dow Jones, or any searched ETF): the app simulates investing your exact cash flows into the benchmark and charts both lines, reporting the difference and your alpha. Benchmark comparison is a Plus feature.

Target allocation

Set a target percentage mix per category, and the app shows how far your actual allocation has drifted, with concrete add / trim amounts to rebalance. Presets (Conservative / Balanced / Aggressive) are available as starting points. Allocation targets are a Plus feature.

Risk profile

If you are not sure which mix to start from, the Not sure? Answer a few questions link opens a six-question risk profile: when you expect to need the money, how you would react to a 25% fall, how steady your income is, whether you have an emergency buffer, what the money is for, and how familiar you are with investing.

Your answers map to one of five starting templates, from Conservative to Aggressive, and the app fills the targets editor with that mix — nothing is stored as your targets until you press Save, and every value stays editable. Two answers keep the template defensive whatever else you pick: needing the money within three years, or having no emergency buffer. When that happens the result explains why.

The questionnaire and its result are available on every plan; using the mix as your targets is part of the Plus allocation-targets feature. Your latest result is saved under Tools → Risk profile, where you can review it, answer again, or clear it.

These templates are educational illustrations, not investment advice, and not an assessment of whether an allocation is suitable for you.